Did you know? Gusto’s HR software includes a tax filing service, which means Gusto will automatically file all local, state and federal tax forms on your company’s behalf.

Gusto offers four straightforward subscription plans, but the entry-level Core plan and upgraded Complete plan will likely suit the vast majority of businesses best. You can change your plan at any time, and no long-term commitments are required. Every plan includes unlimited payroll runs without any surprise fees.

Gusto also offers a long list of optional benefits and add-ons for any plan. These options include health insurance through licensed brokers without administration fees, 401(k) retirement through Guideline, 529 college savings through Gradvisor, health reimbursement, pay-as-you-go workers’ comp plans, health savings accounts (HSAs), commuter benefits, flexible spending accounts (FSAs), and dependent care FSAs.

Tip: If you know an existing Gusto customer who can give you a referral, you may be eligible to receive your first month’s payroll free as part of the Refer & Earn program.

Core Plan

• Pricing: Base fee of $39 a month plus $6 a month per employee
• Standout features: Full-service payroll across all 50 states, two-day direct deposit, workers’ comp administration, AutoPilot payroll, health insurance administration, employee offers and document management

Complete Plan

• Pricing: Base fee of $39 a month plus $12 a month per employee
• Standout features: Next-day direct deposit, management and policies for paid time off, customizable onboarding tools, extra customer support, accounting and time-tracking integrations, and project tracking and workforce costing

Concierge Plan

• Pricing: Base fee of $149 a month plus $12 a month per employee
• Standout features: Dedicated support, access to certified HR pros, and HR resource center

Contractor Plan

• Pricing: $6 a month per contractor (no base fee)
• Standout features: Unlimited contractor payments, contractor self-service, 1099 form creation, and filings

Usability

We found the overall user experience with Gusto to be incredibly straightforward and intuitive from the employee and administrator dashboards. The home dashboard provides a convenient to-do list for admins, with reminders for all time-sensitive tasks and requests that require approval. This is also where you’ll find a personalized list of compliance, finance, taxes, hiring and other recommendations based on your company’s industry, location and size. Personal touches such as the “celebrations” widget help you remember to acknowledge employees’ milestones or send a digital birthday card signed by everyone on that employee’s team. We really like how simple the dashboard makes it for you to see everything going on with your team at a glance.

Source: Gusto

You can run payroll for employees with direct deposit in just a few clicks or through the AutoPilot feature, which lets you pay automatically one day before your payroll deadlines. We tested the payroll system multiple times using the live demo that comes preloaded with 12 salaried employees – we found it to be very fast from start to finish, with no significant wait time between steps.

Source: Gusto

The entire process only takes a few minutes, even if you thoroughly check your team’s hours worked and time off. You can initiate bonus payroll, off-cycle payroll, non-Gusto payroll, or dismissal payroll, and you can also adjust or cancel a recent payroll easily and quickly. Each irregular payroll option has easy-to-follow navigation, with simple buttons to guide you through the process and account for any deductions or contributions.

Source: Gusto

Features

Full-Service Payroll

Gusto shines brightest with its timesaving payroll features. It automatically calculates and files your payroll taxes with the right government agencies in all 50 states each time you run payroll for employees. The convenient AutoPilot option lets you set payroll to run automatically. The system can support hourly and salaried employees or let you pay an employee different rates depending on the work they performed that period. All functions are easy to manage from your smartphone or tablet as well.

Employee Benefits

Gusto offers over 3,500 small group health insurance options with hundreds of carriers and expert support customized for your team and budget. This includes optional plans for dental, vision, retirement, HSAs and FSAs, commuter benefits, and workers’ compensation. Other helpful employee tools, like a paycheck splitter and the Gusto Wallet app, can make financial health a reality for your team.

Onboarding

Another great timesaving feature is Gusto’s extensive and customizable onboarding tools. You can send tailored offer letters, get all of your necessary forms signed and stored online, and check off a custom list of tasks to get your new hires into your system and up to speed with your company so they can hit the ground running on their first day of work. Gusto also makes it easy to create or remove software accounts for new hires in Google Workspace, Microsoft Office 365, Slack, Zoom, Dropbox, Asana, Box, GitHub, and more.

Taxes and Compliance

The automatic calculations will lead to fewer mistakes and help you stay up to date with tax laws. Gusto will keep your team on track with I-9s, W-2s, and 1099s that are signed and stored online. The simple time-tracking tools will help you comply with regulations if you have hourly employees who need to track lunches, breaks and overtime.

COVID-19

There are many available benefits designed to help businesses stay afloat during the global pandemic. Gusto breaks down the options available for your business and employees. You can get started with your Paycheck Protection Program loan, claim the employee retention tax credit, get an advanced payment of tax credit, and gather all the documents you’ll need to take advantage of these opportunities with help from Gusto.