Public records have always been an important source of information for completing different kinds of financial matters. However, it is not easy for everyone to easily extract the right information from public records owing to their complex nature or difficulty in accessing them. But this is not much of the concern for the residents of New Jersey and Pennsylvania, as Charles Jones presents as an ideal regional public record firm. Charles Jones was established in 1911, and with over a century-long experience, it holds the expertise, resources, and staff that can serve the lending, title, and legal like no one else. Charles Jones provides many regional public record services, but this article will focus on its top-notch flood and tideland search services.
Flood Search Determination
Charles Jones flood search determination service is a comprehensive search to find if a portion or whole part of the property is situated in a moderate/special flood hazard area. This determination search is based on the FEMA published Flood Insurance Rate Maps designed for the objective to comply with Flood Disaster Protection Act. Charles Jones has more than 30 years of experience in conducting flood searches, and it is also a member of the National Flood Determination Association (NFDA). In addition, the searches can also be conducted for partial flooding areas to find out if a dwelling or similar other structure is present in those flooding zones. The flood search of Charles Jones includes all the data that is needed to comply with federal regulations.
Life of Loan Flood Monitoring
As per the National Flood Insurance Reform, lenders are required to keep monitoring loans to make sure that the flood insurance is kept going till the life of the loan. In addition, the flood insurance should also reflect amendments in Flood Insurance Rate Maps, along with paying the corresponding premiums. To cope up with this regulation, Charles Jones provides a tracking service of life-of-loan with complete automation so that clients can easily have eyes on properties that are impacted due to periodic flood map changes.
Tideland Claims Search
Charles Jones provides a certified tideland claims search that involves the search of riparian rights/claims set up by the New Jersey state. The search is conducted for the parts of the property located in those localities that are flowed by tidal waters formerly or presently. Charles Jones identifies the claimed areas via claim type and the approximate claimed area. To ensure accuracy and provide certified search, the claim search is conducted using overlays and maps gathered via tax maps, computerized index files, U.S. Geological Survey maps, Tidelands Resource Council, and similar others.
Tideland Grant Search
During the tideland claims search, if a property is found in it, then Charles Jones further provides its tideland grant search to present the earlier leases and grants of any claimed area. Charles Jones has all the expertise, data, and maps to complete the tideland grant search in-house. Clients experience a fast turnaround with high accuracy and precision.